By Vanessa Born Every loan is different. Some loans have a fixed rate, while others have a variable rate that can fluctuate over time. Therefore, since every loan is different, there are many things to take into consideration when choosing which one is the right one for you, because you likely do not want to [...]
By Vickie Faria There are many perks that come along with being a home owner. You have the freedom of choosing how you will landscape your yard, what color you will paint the outside and inside of your home, how you will decorate and so many other things. You may also have financial options available [...]
By Kevin Reichard Let’s discuss something that has been in question more and more by seniors I am visiting…the notion that the FHA Reverse Mortage is a fraudulent product designed to steal homes. While we all know that the protections in place do prevent a large amount of fraudulent activity, examination of what is ‘possible’ [...]
By Vickie Faria If you have just purchased a new home, you are probably giddy with excitement at the thought of moving in. You probably already have grand plans for how you will decorate and paint every room in the home as well as how you will landscape the outside around your lot. If you [...]
By Vickie Faria There are many things to think about as a home owner, such as if you will have enough money each month to make your house payment, as well as if you will have any money left over after making your house payment for other things that you would like to, or need [...]
By Vickie Faria It is sometimes a fact of life as a home owner that things will go wrong with your home. Whether it is a kitchen sink that is acting up, or pealing paint, there are often many projects that can be completed around your home. However, even if you have dealt with problems [...]
By Vanessa Born Many people spend most of their adult lives in debt. This is not always a bad thing however, because for example, when you owe money on a traditional mortgage that you used to buy a home, you are actually making a wise financial investment in something that holds a large value. As [...]
By Vickie Faria If you have recently purchased a home, you are probably the most relieved about having successfully survived the home buying process. That process is usually the most stressful experience in being a home owner for most people and once it is over, it is usually much easier to focus on the satisfaction [...]
By R W Taylor FHA’s reverse mortgage program is called a HECM, which stands for Home Equity Conversion Mortgage. It is a mortgage program which allows you to take out a portion of the equity in your home if a financial situation might call for that to be done. There are 3 ways equity may [...]
By Caleb Liu Reverse mortgage loans can be a great way to get the income you need to enjoy retirement. Yet before you start the process for one you need to know about all those elderly people out there that have been scammed. You don’t want to be one that is taken advantage of by [...]
